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Join date: May 4, 2022
About
I left high school & college feeling that the U.S. education system left a gap. Like many, I felt that I had been ill-prepared for the part of adulthood around managing personal finances. So, I started Benjamins with Ben! Benjamins with Ben is meant to help people get access to the financial education they need to save with purpose, spend with purpose, reduce stress, and invest.
We'll aim to cover everything from generating a budget to how to (responsibly) use credit cards to automating investing; set it and forget it!
The end goal is to get personal finance in public high schools nationwide! Thanks for taking the time to support me and my 'Why'. - Ben :)
Overview
First Name
Ben
Last Name
Clarke
Posts (34)
Oct 28, 2025 ∙ 3 min
When should you invest? How to time the market.
*Not personalized financial advice - your money, your choice* $7.4 trillion. That’s how much cash Americans are sitting on right now, parked in money market funds - all waiting for the “right time” to invest. The problem? There is never a “right time”. Every day, the market goes up for some and down for others. Headlines tell us that a recession is imminent or that the AI bubble is about to pop. These headlines may be true but the trillion dollar question is “when?”. As soon as you ask that,...
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Oct 22, 2025 ∙ 3 min
Everyone Agrees We’re in an AI Bubble - So what’s up?
Not personalized financial advice - your money, your choice 3.3 billion. That’s roughly how many people agree we’re in an “AI bubble.” Coincidentally, it’s also how many people play mobile games globally ; maybe half of us are too distracted to care. It’s in the headlines, it's on podcasts, it’s in our email newsletters. We can’t escape headlines like “The AI gold rush is turning to panic” (The Economist), “Former Intel CEO Says Market Is In AI Bubble” (The Wall Street Journal), or even “What...
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Oct 11, 2025 ∙ 2 min
ADP Jobs Report Slides — and Revisions Make It Worse
Not personalized financial advice - your money, your choice -32,000. That’s the number of private-sector jobs that vanished in September,...
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Ben Clarke
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COST, Analyst, Content Creator
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