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How to Make More Money (Without a Raise)
Find out how you can make more money without getting a raise. No, it's not a joke.
Buying Stocks: The Bare Necissities
Worried about buying the wrong stock? Learn how to avoid a big mistake here.
How to Survive a Recession
Worried about the possibility of a recession? Find out how you can protect yourself here.
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What's the difference between a Savings account and HYSA?
Not personalized financial advice - your money, your choice. Save, save, save. I’ve heard this from many family members and initially interpreted it as ‘Put money into a savings account.’ Basically ‘save’ = ‘savings account’. It wasn’t until I was almost 20 that I understood what they actually meant was, yes, put money into savings accounts, but REALLY what they meant was invest in broad-market index funds for retirement. This doesn’t mean that a savings account isn’t stil
Ben Clarke
1 day ago2 min read
Why would someone use an IRA?
Not personalized financial advice - your money, your choice Trail running in Colorado. A way that I would spend tax-free retirement funds. 1,974. That is the number of Alex Rodriguez’s career RBIs. It’s also the year President Gerald Ford signed IRAs into law. IRAs solved two critical retirement problems: Accessibility : Workers without pensions finally gained a tax-advantaged way to save independently. Portability : Employees could now roll over savings when changing jobs, k
Ben Clarke
2 days ago2 min read
AI isn’t a Bubble
Not personalized financial advice - your money, your choice Not generated by AI 20 Billion. That’s how much revenue OpenAI reported for fiscal year 2025 at the beginning of 2026. Sam Altman says that in 2026, they may surpass 100 billion. A couple of months back, I wrote an article about circular financing and how AI infrastructure and AI software companies were effectively funding each other. At the time, this wasn’t too dissimilar to what happened in the early 2000s with i
Ben Clarke
Mar 113 min read
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